In the world of 2021, HLP seems to be split between RDU and MCO, so we'll claim them because they are FinTech and solving some cool problems. Instead of going through endless forms to figure out your mortgage situation, they have developed an AI persona, named Kev, that walks you quickly through the process and only needs 9 questions asked. After that, boom, Kev presents you with up to 9 offers from lenders and walks you through the process after that.